---
title: "Good News: PFNF Income Paying Out Sooner, Plus Other Updates."
description: Our Treasury and Engineering teams are enhancing our systems to get investors their income disbursements sooner.
image: https://learn.upright.us/hubfs/Calendar%20with%20the%205th%20day%20circled.png
---

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# Good News: PFNF Income Paying Out Sooner, Plus Other Updates.

 June 27, 2023 |

 By [Upright](https://learn.upright.us/real-estate-investing-blog/author/upright)

We’re thrilled to unveil substantial enhancements to our disbursement processes. These improvements specifically address the timing of income disbursements from investments in the Pre-Funding Note Fund ([PFNF](https://www.upright.us/invest/pfnf), [Borrower Dependent Notes (BDNs)](https://www.upright.us/invest/bdn), and the [Residential Bridge Note Fund (RBNF)](https://www.upright.us/invest/rbnf).

These updates would not be possible without the valuable feedback from our network of accredited investors — so please, [always share your thoughts with us](mailto:invest@upright.us)!

## **Getting PFNF income sooner.**

First up, earnings from PFNF investments will **now be distributed on the fifth day of each month** (or the following business day) — about 10 days earlier than previously. 

Important to note, disbursements on *maturing* series notes will continue to be paid on the first business day of each month.

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## **Eliminating delays in disbursements.**

Secondly, our Treasury and Engineering teams have improved our disbursement workflows to eliminate payout delays. 

Prior to this change, disbursements from an individual or series note could be delayed to *all* investors due to one or two investors not being verified as accredited by the time income is ready to be distributed, as we give investors 30 days from their first investment to complete accreditation ([read more about the SEC’s definitions and requirements for accreditation here](https://learn.upright.us/real-estate-investing-blog/what-is-an-accredited-investor)). Going forward, this update to our automation allows us to instead *push* the disbursement to all accredited investors and eliminate delays to those payments. And once any pending accreditations complete the verification process, we will deliver the remaining payments to those investors. 

### **How BDNs and Residential Bridge Note Fund (RBNF) pay out.**

When you invest in individual [Borrower-Dependent Notes](https://www.upright.us/invest/bdn) (BDNs) or the [Residential Bridge Note Fund](https://www.upright.us/invest/rbnf) (RBNF) — which is a curated and diverse collection of BDNs — you are investing in the loan that funds a residential rehab or build. Monthly interest on the loan must be paid by the borrower before we can disburse that income to accredited investors. We provide reasonable time for these payments to clear (or the borrower will incur a late fee) and then distribute the interest income to investors on the 15th of each month (or following business day). With these updates, your income will no longer be delayed due to issues with one or two investors. 

On the flipside, when you invest in [PFNF](https://www.upright.us/invest/pfnf), you’re investing in a line of credit that funds the loans we originate for residential rehabs and builds. Due to the structure of the PFNF, we are not waiting for the borrowers to pay their monthly interest in order to then disburse the interest income. This allows us to now push these distributions out very early within each month.

## **And some rollover updates.**

We recently updated our rollover process to allow you to roll over maturing principal into multiple new series notes, or split your matured principal to roll over into one or multiple series notes as well as payout to your bank account. 

You can read more about this recent rollover update [HERE](https://learn.upright.us/real-estate-investing-blog/platform-enhancement-new-rollover-features).

Our team takes suggestions and feedback from each of our investors as serious and valuable insights, and we are committed to continually improving your investment experience. If you have questions about any of these updates, or suggestions for more enhancements, email [invest@upright.us](mailto:invest@upright.us) or reach out to your Investor Relations Director. 

View open PFNF and HRIF co-horts, as well as BDNs and [invest today](https://www.upright.us/invest/investment-opportunities).

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## [Introducing Upright’s Loan Suite: Built for Real Investors, by Real Experts](https://learn.upright.us/real-estate-investing-blog/introducing-uprights-loan-suite-built-for-real-investors-by-real-experts)

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 March 20, 2025

## [Streamlining the Draw Process](https://learn.upright.us/real-estate-investing-blog/streamlining-the-draw-process)

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