At Upright, we’ve spent the past few weeks rolling out our newest loan programs—Advantage, Boost, and Catalyst—each designed to deliver faster funding, streamlined approval, and greater control for experienced investors. With innovations like no appraisals, self-managed draw inspections, and deferred fees, we're committed to transforming how real estate projects get financed.
As part of this commitment to simplicity and speed, we’ve launched an enhanced document upload experience, purpose-built to give you control by keeping your deal moving from the moment your application is submitted.
From day one, your dashboard becomes your command center — and uploading documents is your fast track to funding.
Upload Begins Immediately
Once you submit your application, your next step is the Documents tab—available right inside your loan file. You’ll land on your application overview, and with one click, you’ll be inside the upload experience, ready to begin.
If you applied through Katniss, our AI assistant, your entire submission flows seamlessly into your file—nothing lost, nothing to redo.
If you exit your dashboard, no problem—just log back in at upright.us, click your application, and you’ll pick up exactly where you left off.
What to Upload First
To accelerate our diligence, the following items allow us to immediately kick off the longest lead-time steps early:
- Purchase Contract (if a purchase of course)
- Itemized Scope of Work/Budget (the more detailed, the more accurate our valuations will be!)
- Plans & Renderings (especially for new construction or major renovations)
- Your Preferred Title Company Contact Info (if not on the purchase agreement or a refinance)
These essential items allow our team to immediately begin our ARV valuation and budget feasibility analyses, and also order your title work—the most time-intensive steps in your approval process.
Continue with Key Documents
Once your core documents are in, you can continue uploading:
- Articles of Organization, EIN Letter & Active Operating Agreement for the borrowing entity
- IDs of all Entity Owners
- Proof of Insurance (Builder’s Risk and General Liability)
- Past Project Experience & Professional Licenses
- Recent Bank Statements
Your portal is always available, making it easy to upload additional items as you gather them and keep your file progressing.
Uploads Trigger Instant Action
Each document you upload alerts our team in real time. If we need clarification or updated information, the same portal provides a clear prompt and space to re-upload. You can easily replace a document by clicking the trash icon and selecting a new file.
With every upload, you're activating a responsive team ready to keep your loan moving.
With every upload, you're activating a responsive team ready to keep your loan moving.
Returning Borrowers Move Even Faster
Returning clients benefit from pre-verified details and a head start. We often have:
- Entity documentation
- Experience records
- Preferred title and insurance contacts
- IDs on file
With fewer steps to repeat, you’re positioned to move through underwriting and into closing with even greater speed and certainty. That’s one of the reasons returning borrowers receive reduced origination costs and keep coming back!
Pro Tip: Upload Early, Close Sooner
Early uploads allow our team to work in parallel, making sure our pencils are sharpened when your deal is initially structured, and positioning us to launch valuation, title, and underwriting processes at the same time. This compresses the timeline and enables faster decision-making and closing.
Have a deal ready to go? Start your application and upload your documents today. Your dashboard is active — and so is your Upright team.
Start your application now.
Start your application now.
