Return Home >

pre-funded rehab loans

Fund That Flip pre-funds each rehab loan that is available for investment on our Platform. This means that our loans for flipping houses have already been fully funded by us with a first-position mortgage by the time you see it online.

Why we pre-fund loans:

Pre-funding allows Upright to provide certainty to borrowers that their project will be funded, which is very important to them. It also provides certain benefits for lenders, such as:

  1. Reliability
    Pre-funding demonstrates to lenders that we have thoroughly vetted the project, so much so that we’ve put our own capital into the project.

  2. Optimization
    Pre-funding also allows lenders to start earning interest as soon as their funds clear escrow. This improves the annual yield so you won’t have capital sitting in an account earning nothing while the deal waits to close.

  3. Speed
    The project is already underway by the time lenders invest. The mortgage has been perfected, title insurance is in place, and interest is accruing. You can sit back and wait for your first interest payment without any additional action required.

Browse Investments

Common questions about pre-funding:

Q: If the deal is already funded, why does the site say it is only X% funded?
A: This is the percent that other lenders, like you, have funded. The remaining percentage is how much is left before the entire loan is funded by lenders like you.

Q: What happens if the loan doesn’t 100% fund on the site?
A: Since the loan is already funded by Fund That Flip, any percentage that isn’t funded by lenders is retained by Fund That Flip. We earn interest just like you do.

Get started investing.

Check out all of our pre-funded projects and start earning interest as soon as your funds clear escrow!

Returns up to 13% investing in real estate.

Diversify your portfolio with short- or long-term investments, individual or pooled fund offerings, and hundreds of developers and project types throughout the U.S.

Sign Up

Loan commitments in about 24 hours, with pre-approval up to $5M to make winning bids.

Apply Now