--- title: "Unlocking Opportunities: Horizon Fund Lowers Minimum Investment and Expands Possibilities" description: Crowdfunding real estate investing opens opportunities, empowering a larger demographic of people to passively earn income in real estate. image: https://learn.upright.us/hubfs/Square_RisingHigherV2sm.jpg --- [![Upright Real Estate Investment](https://learn.upright.us/hs-fs/hubfs/Upright_RGB_PrimaryLogo-2.png?width=175&height=42&name=Upright_RGB_PrimaryLogo-2.png "Upright Real Estate Investment")](https://upright.us/) [![Return Home >](https://no-cache.hubspot.com/cta/default/2129804/90add894-e0b2-4f0c-bc22-7c5b348dd1d7.png)](https://cta-redirect.hubspot.com/cta/redirect/2129804/90add894-e0b2-4f0c-bc22-7c5b348dd1d7) [Back to the Blog](https://learn.upright.us/real-estate-investing-blog) # Unlocking Opportunities: Horizon Fund Lowers Minimum Investment and Expands Possibilities February 15, 2024 | By [Doug Dvorak, VP, Capital Markets](https://learn.upright.us/real-estate-investing-blog/author/doug-dvorak) We are thrilled to announce some exciting updates to the Horizon Fund to further enhance your investment experience and amplify returns. After thorough analysis and careful consideration of feedback from our valued investors, we are making significant improvements aimed at increasing accessibility and maximizing the potential of your investments. First and foremost, we are excited to announce that due to strong demand and growing investor confidence, the Horizon Fund has resized to $30 million, up from $20 million. This expansion allows us to spread fixed costs across a wider equity base, resulting in improved efficiency and amplified returns for our investors. Additionally, the increased size of the fund enabled us to negotiate reducing our borrowing costs from our senior debt providers by 0.5%, further enhancing returns above 10%+ of the past two quarters and strengthening the overall performance of the fund.  Furthermore, we are delighted to inform the Horizon Fund's minimum investment has been reduced to $15,000. This decision stems from a detailed examination of our data, which revealed that a significant portion of our investments—over 80%—fall below the previous minimum threshold. By lowering the entry barrier to $15,000, we aim to make the fund more accessible to a wider range of investors, enabling more individuals to benefit from our diversified portfolio and attractive returns. But that's not all. In addition to reducing the minimum initial investment, we are introducing a new enhancement that allows already admitted investors to continuously add to their holdings with a reduced minimum of just $5,000. This flexibility enables existing investors to further capitalize on their confidence in the Horizon Fund's performance and potential, while also providing an opportunity for incremental growth over time. Lastly, we now permit a direct rollover of your maturing Series Note investments into Horizon Fund at these new minimums. Through this enhancement, you can tee up your HRIF investment to immediately begin the day after your Series Note matures, keeping your money working for you. ## What is the Advantage of HRIF? Now, let's delve into the numbers to illustrate the compelling advantages of investing in the Horizon Fund and why a higher minimum investment may be the right investment. With a $15,000 investment, you gain access to a diversified portfolio currently consisting of 170 loans. Compare this to investing the same amount in borrower-dependent notes (BDNs), where $15,000 would only get you into three notes (with a minimum investment of $5,000 each). The math speaks for itself—by investing in the Horizon Fund, you not only benefit from diversification but also enjoy exposure to a significantly larger pool of opportunities, thereby mitigating risk and maximizing potential returns. This also keeps your money working for you, without having to redeploy repaid principal; the investment is always earning (back-to-back quarters with 10% returns and plenty of upside), and those returns are also further amplified by potential tax advantages of the fund’s Sub-REIT structure. As we embark on this new phase of growth and expansion, we want to express our gratitude to our loyal investors who have placed their trust in us. Your continued support and referrals are invaluable as we strive to deliver exceptional results and create long-term value for all stakeholders. In conclusion, these enhancements underscore our commitment to innovation, accessibility, and excellence. We invite you to seize this opportunity to invest or increase your holdings in the Horizon Fund and join us on our journey towards a brighter financial future. Thank you for your trust, and we look forward to achieving new heights together. - - - ### Returns up to 13% investing in real estate. Diversify your portfolio with short- or long-term investments, individual or pooled fund offerings, and hundreds of developers and project types throughout the U.S. [![Sign Up](https://no-cache.hubspot.com/cta/default/2129804/9beb5019-97e3-48ab-bc90-ee874cd213ac.png)](https://cta-redirect.hubspot.com/cta/redirect/2129804/9beb5019-97e3-48ab-bc90-ee874cd213ac) ### Loan commitments in about 24 hours, with pre-approval up to $5M to make winning bids. [![Apply Now](https://no-cache.hubspot.com/cta/default/2129804/3420ff91-259d-4238-ae5b-bda78b01cff5.png)](https://cta-redirect.hubspot.com/cta/redirect/2129804/3420ff91-259d-4238-ae5b-bda78b01cff5) [![](https://learn.upright.us/hubfs/Tariffs%20Image%202025v2.png)](https://learn.upright.us/real-estate-investing-blog/tariffs-and-real-estate-investing) April 04, 2025 ## [Tariffs and Real Estate Investing](https://learn.upright.us/real-estate-investing-blog/tariffs-and-real-estate-investing) by [Upright](https://learn.upright.us/real-estate-investing-blog/author/upright) [![](https://learn.upright.us/hubfs/Democratize_Tall%20(1).png)](https://learn.upright.us/real-estate-investing-blog/democratizing-real-estate) January 25, 2024 ## [Democratizing Real Estate: How Upright Empowers Everyday Investors](https://learn.upright.us/real-estate-investing-blog/democratizing-real-estate) by [Doug Dvorak, VP, Capital Markets](https://learn.upright.us/real-estate-investing-blog/author/doug-dvorak) **[Upright](https://www.upright.us/)** **1300 E. 9th Street, Ste. 800, Cleveland, OH 44114 Real Estate Investment [info@upright.us](mailto:info@upright.us) | [646-895-6090](tel:6468956090) [![Instagram](https://learn.upright.us/hs-fs/hubfs/Email_2023/mdi_instagram.png?width=29&height=29&name=mdi_instagram.png)](https://www.instagram.com/buildwith_upright/)  [![Linkedin](https://learn.upright.us/hs-fs/hubfs/Email_2023/linkedin-icon.png?width=29&height=29&name=linkedin-icon.png)](https://www.linkedin.com/company/buildwithupright/)  [![Facebook](https://learn.upright.us/hs-fs/hubfs/Email_2023/fb-icon.png?width=29&height=29&name=fb-icon.png)](https://www.facebook.com/buildwithupright)  [![TikTok](https://learn.upright.us/hs-fs/hubfs/Email_2023/tik-icon.png?width=29&height=29&name=tik-icon.png)](https://www.tiktok.com/@buildwith_upright?lang=en)  [![X Twitter](https://learn.upright.us/hs-fs/hubfs/Email_2023/x-icon.png?width=29&height=29&name=x-icon.png)](https://twitter.com/build_Upright)  [![YouTube](https://learn.upright.us/hs-fs/hubfs/Email_2023/ytb-icon.png?width=29&height=29&name=ytb-icon.png)](https://www.youtube.com/@buildwithupright)  [![Events](https://learn.upright.us/hs-fs/hubfs/Email_2023/calendar-icon.png?width=29&height=29&name=calendar-icon.png)](https://www.upright.us/events)**   Past performance is not indicative of future performance. Investors should not rely on forward-looking statements because such statements are inherently uncertain and involve risks. No returns are guaranteed and these types of investments involve a high degree of risk.   Neither the Securities and Exchange Commission (SEC) nor any federal or state securities commission, or any other regulatory authority has recommended or approved of the investment or the accuracy or inaccuracy of any of the information or materials provided by or through the website. Direct and indirect purchase of real estate property involves significant risks, including, but not limited to risk related to sale of land, market and industry risks, and risks specific to a given property. Investments are not bank deposits, are not insured by the FDIC or by any other Federal Government Agency, are not guaranteed by Fund That Flip, Inc. dba Upright, and may lose value.   Fund That Flip, Inc. dba Upright does not make investment recommendations and this message should not be construed as such. This message is not an offer to sell or the solicitation of an offer to buy any security, which can only be made through official offering documents that contain important information about risks, fees, and expenses. Any investment information contained herein has been secured from sources Fund That Flip, Inc. dba Upright believes are reliable, but we make no representations or warranties as to the accuracy of such information and accept no liability therefor. We recommend that you consult with a financial advisor, attorney, accountant, and any other professional who can help you to understand and assess the risks associated with any investment opportunity. If and when Fund That Flip, Inc. dba Upright is able to make investment opportunities available, only accredited investors who submit required verification will be able to invest.     **© Fund That Flip, Inc. dba Upright, 2024  | [Privacy Policy](https://www.upright.us/legal?tab=privacy-policy) | [General](https://www.upright.us/legal?tab=terms)[Terms of Service](https://www.upright.us/legal?tab=terms) [|](https://www.fundthatflip.com/terms-of-service) [Investment Terms of Service](https://www.upright.us/legal?tab=investment-tos)**     ![](https://www.facebook.com/tr?id=1484345195216823&ev=PageView&noscript=1) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Doug Dvorak, VP, Capital Markets", "url" : "https://learn.upright.us/real-estate-investing-blog/author/doug-dvorak" }, "dateModified" : "2024-02-15T22:10:10.938Z", "datePublished" : "2024-02-15T22:05:54.000Z", "headline" : "Unlocking Opportunities: Horizon Fund Lowers Minimum Investment and Expands Possibilities", "image" : [ "https://learn.upright.us/hubfs/Square_RisingHigherV2sm.jpg" ], "mainEntityOfPage" : { "@id" : "https://learn.upright.us/real-estate-investing-blog/unlocking-opportunities-hrif", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://learn.upright.us/hubfs/Upright_RGB_PrimaryLogo-1.png" }, "name" : "Upright" } } ```